Babbi Sethi

Senior Loan Originator

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Office:

(404) 445-3333

Direct:

770-630-3166

babbisethi66@gmail.com

NMLS ID:

1681746

Office Address:

3800 Holcomb Bridge Rd. Ste. A, Peachtree Corners, GA 30092

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Down-Payment Assistance Loans

Down payment assistance comes in the form of grants, loans and other programs. It’s typically reserved for first-time home buyers only. They can be run by a variety of organizations, such as your local or state housing authority, or by a nonprofit. Eligibility is determined by your household income and credit history, varying by state and program. An application is typically needed, and sometimes you’re also required to attend training or home buyer education on the mortgage process and maintaining finances.

Asset Depletion Loans

An asset depletion mortgage is a mortgage that bases a borrower’s eligibility on the value of their eligible assets instead of their employment income. Lenders add up the value of all of a borrower’s qualifying assets and divide it by a number of months, commonly 240 or 360, to get a hypothetical cash annuity stream.

Foreign National Loans

If you are a citizen from another nation, you can still have the opportunity to get a mortgage loan to buy a property in the United States. A mortgage loan to a non-resident person in the U.S.A. is called a Foreign National Mortgage loan. A foreign national who is not a resident of the United States will in many cases seek to own real estate. Financing real estate is generally done by US mortgage companies and banks to United States citizens. The property can become a second or vacation home while staying in America. It could also be an investment property.

Construction Loans

Construction loans are usually taken out by builders or a homebuyer custom-building their own home. They are short-term loans, usually for a period of only one year. After construction of the house is complete, the borrower can either refinance the construction loan into a permanent mortgage or obtain a new loan to pay off the construction loan (sometimes called the “end loan”)

Cash Flow Only Investment Loans

This loan product allows cash flow on a property to be used to qualify for a mortgage loan. No tax returns or employment information is required. This innovative program can help property investors build a portfolio of income generating properties.

Investment Property Loans

An investment property loan is a mortgage for the purchase of an income-producing property. That includes buying properties to generate rental income or to renovate and sell for a profit (more commonly known as house flipping).

Discover All Loan Products

Babbi Sethi

Meet

Babbi Sethi

Get a free rate quote now.

Featured Products

Down-Payment Assistance Loans

Asset Depletion Loans

Foreign National Loans

Construction Loans

Cash Flow Only Investment Loans

Investment Property Loans

Let's get started.

Speak to one of our experts today.

Open: Monday-Friday 9-5

Effortless financing
for your home.

PRODUCTS

Learn

CONTACT

COMPANY

Babbi Sethi

Meet

Babbi Sethi

Get a free rate quote now.

Featured Products

Down-Payment Assistance Loans

Asset Depletion Loans

Foreign National Loans

Construction Loans

Cash Flow Only Investment Loans

Investment Property Loans

Let's get started.

Speak to one of our experts today.

Open: Monday-Friday 9-5

Effortless financing for your home.

PRODUCTS

Learn

CONTACT

COMPANY

Effortless financing
for your home.